Credit repair is not a quick fix. If you are serious about understanding, improving and protecting your credit, you’ll have to make a commitment, and then follow the steps discussed in this book. Some of these steps require time and hard work to complete, others you can do fairly quickly. And for some, you may have to wait until your finances are under better control before you dive in. With each step, the author and financial expert will walk you through the various options and warn you away from alternatives that might make your situation worse.
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Financial literacy and wisdom are far more important than how much money you make. People chase money. But once you secure the money, how do you spend it? Most people spend 1st then attempt to save what’s left. Until bills or unexpected expenses show up to deplete their savings. Money is a tool, it should always be working for you. Wealth is amassed when your money works more for you then you do for it. Money sitting in a bank or under a mattress is just money waiting to be spent. Even when it comes to the most disciplined individuals. Those of us who understand money call that dead money. Money is currency therefore it should always be moving. When you put it in the bank it’s working, just not for you. The bank is using your money to make plenty of money and giving you pennies. And you have been brainwashed into thinking this is ok because they tell you it’s the safest place to put your money. But your money shouldn’t be kept in banks. It should be kept in investments and passed through banks in transactions using funds and accounts that protect your money from unnecessary taxes and penalties. This understanding is the difference between those who get rich and those who build generational wealth. Be smart with your money and pace yourself. In this financial read you will learn about entrepreneurship. Our check list will see if you are ready. If you're aspiring to be ahead of the entrepreneurship boom in the mist of the world being on hold due to a health crisis, then this book is for you.
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